Insurance
Home Insurance Deductibles: How Raising Ours Cut the Premium 22%
A higher deductible only makes sense if you could actually pay it tomorrow. We ran the numbers on three levels and picked the boring middle one.
Renters Insurance Costs Less Than Streaming. Here's What It Actually Covers
About $15 a month covers your belongings, your liability and a hotel if the apartment floods. Most renters we know still skip it.
Bundling Auto and Home: When It Saves Money and When It Doesn't
The bundle discount is real, but it is a discount on whatever price the company started with. Sometimes two companies beat one.
Term vs. Whole Life Insurance for a Young Family, Explained Plainly
One is a safety net for the years the kids depend on you. The other is a savings product with a safety net attached. They cost very different amounts.
How to Shop Around for Car Insurance Without Wrecking Your Credit Score
Insurance quotes use a soft pull that does not affect your score. The thing that actually hurts is letting a policy lapse.
Umbrella Policies: The Cheap Coverage Nobody Tells Homeowners About
A million dollars of liability coverage for about $200 a year. It sits on top of your auto and home policies and covers the lawsuit you cannot imagine.
What Pet Insurance Really Costs Over a Dog's Lifetime
We added up twelve years of premiums against the vet bills our last dog actually had. The answer depends on the breed and your nerves.